2018 Mazda CX-5 red side view

Mazda Lease vs Loan Fond du Lac WI

When you want to get behind the wheel of a new Mazda, you actually have two options to utilize. You can either get a lease or take out a loan. There is no one solution for everybody, but Holiday Mazda can provide you an in-depth look at Mazda lease vs loan in Fond du Lac, WI. You should know what your options are before you make the big decision.

Will you lease or Loan your dream car?

2019 Mazda MX-5 Miata red side view

Advantages to Leasing

Leasing a car is the easiest way to get into a new car. The payments are typically lower, but the one thing you have to remember is that though you have the option to buy the car, you do not actually own it when the lease is up.

Instead, you lease it for a predetermined amount of time with a predetermined yearly mileage allotment. This also means most people will drive their Mazda exclusively while it’s under warranty. If new cars appeal to you and you are likely always going to have a monthly payment, then leasing can keep you in a newer car for cheaper.

If you lease you can…

  1. Choose a lease plan that fits your driving habits.
  2. Enjoy a smaller down payment and monthly payments.
  3. Buy the car when the lease is over or turn it in for a new one.
2018 Mazda6 red front view

Advantages to Financing

Getting a loan to finance the purchase of a new Mazda comes with higher costs but with fewer restrictions. Mileage limits do not apply when you buy a car with a loan. If you are one to put on thousands of miles on your car per month, then buying may be your better option.

Of course, when you get a loan you are actually building towards owning the car and one day not having a payment at all. Another advantage of getting a loan is that you are not limited to only buying a new car. With a loan, you can also buy a certified pre-owned car. This is something that you typically can't do with a lease.

If you finance you can…

  1. Drive as many miles as you want.
  2. Build equity in your vehicle with each payment.
  3. Receive the full benefit of the trade-in or resale value.

Interested in a Mazda?

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Learn More at Holiday Mazda

Ultimately, neither method is going to be right for everyone, and it all depends on your individual needs and habits. If you need help deciding what’s right for you, then Holiday Mazda is here for you. You can fill out the form that we have here, give us a call, or stop in to see us and we can walk you through all your Mazda financing options. We hope to hear from you soon!

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