Mazda Leasing Guide

  • Holiday Mazda Storefront

Are you looking into leasing a Mazda in Milwaukee? You can rely on this Mazda dealer in Wisconsin. Mazda leasing is a great way to afford a new Mazda model in Oshkosh thanks to the maintenance costs covered by the Mazda lease maintenance plan, Mazda lease payments tend to be lower, and there isn’t any depreciation that comes along with purchasing a new car.

Learn more about Mazda leasing with the finance team at Holiday Mazda. Then, be sure to check out our new vehicle inventory, including the Mazda CX-3 and Mazda6, to find your next Mazda lease in Milwaukee.

Lease vs. Buy a MAZDA: Which Is Better?

Choosing whether to buy a car or leasing one can be a difficult decision for Oshkosh drivers. For starters, the decision to buy a Mazda is nice, as you get to call it your own. But, leasing a Mazda is cheaper–especially if you’re on a budget. At Holiday Mazda, we want what’s best for you by providing other informative resources on our website, including car-buying tips. If you’re struggling on the decision to lease vs. buy a car or Mazda, continue reading to discover the pros and cons of each option.

Leasing a MAZDA: Pros & Cons

As mentioned previously, leasing a Mazda will save you some cash. This is because monthly payments are lower because instead of paying interest, you pay off a principal, which is the difference between the value of a new car and its expected value at the end of the lease. Other pros include:


  • You have the opportunity to drive a car during its prime years.
  • You’ll still get new car-warranty coverage.
  • You will have access to the most latest safety features.
  • There is less stress about selling and/or trading in a car.
  • You get the chance to drive a car you normally wouldn’t be able to afford.
  • There’s the possibility of free scheduled maintenance appointments and oil changes.

And, of course, there are quite a few drawbacks to leasing a Mazda in Fond du Lac:


  • It can cost you more than an actual auto-loan, as you are paying for a vehicle during times of sharp depreciation.
  • You are limited to a certain number of miles as specified by a lease contract.
  • There’s the possibility of paying even more at the end of your lease in the case of any wear and tear.
  • If you decide you want to break your lease, you’ll be hit with numerous fees and penalties.
  • You have to ensure that the vehicle stays in tip-top condition, as if it had never left the showroom.
2023 Mazda CX-50 Side Profile

If You Buy a MAZDA: Pros & Cons

The decision to buy a car is a huge one–one step below buying a home around the Appleton area. Evidently, if you choose to buy a Mazda vs. lease one, it’s completely yours, and there are many benefits when your car becomes an asset of your own, such as:

2023 Mazda3

  • No mileage limits. There is no leasing contract when you buy a car, meaning you can put on as many miles as you’d like without stressing about it.
  • You have the option to trade in or sell your vehicle down the road.
  • If your car accumulates some wear and tear, you won’t have to worry about being charged extra.
  • You have access to better fuel efficiency and the latest safety features.
  • Typically, you’ll get warranty coverage for a certain amount of time and miles.

On the other hand, some of the drawbacks if you choose to buy a Mazda include:


  • It’s more expensive.
  • You’ll have to worry about its value. Once you leave the dealership with a new car, the value begins to depreciate dramatically.
  • Auto-insurance can be pricey. This is because lenders require you to carry full coverage until you completely pay it off.

Why Choose Mazda Leasing?

When you choose the Mazda lease program in Appleton over financing a new car, truck, or SUV, you gain benefits that car owners don’t have. Learn more about the advantages of Mazda leasing here:

  • When you lease a car, your Mazda lease payments will be lower than car loan payments as well as a lower down payment. Opting for the Mazda lease program means you can find the model within your budget that has the performance and advanced features you’ve been wanting.
  • You’ll also save money with a Mazda car lease thanks to paying less in sales tax. Rather than paying tax on the value of the vehicle, you’ll only pay taxes on your Mazda lease payments in Beaver Dam.
  • A Mazda car lease means no trade-in! At the end of your Mazda lease in Milwaukee, you turn in the vehicle, pay any remaining fees, and drive away in your next new Mazda vehicle.
  • Any routine maintenance or mechanical problems with the vehicle is covered by the Mazda maintenance lease maintenance plan, as long as you are within your mileage limit.
Woman riding in passenger seat of Mazda CX-9

Car Leasing FAQ

At Holiday Mazda, we understand that leasing can be confusing to customers and there are quite a few questions to ask when leasing a car. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common leasing questions and answers for you. If you still have questions or are ready to lease a car, contact us today!

There are 5 simple steps to secure your next vehicle lease.

  1. Find a few vehicles that meet your needs
  2. Estimate your expected annual mileage requirements
  3. Work with our team to determine the best term for your needs
  4. Decide on your down payment
  5. Apply for credit

Below, jump into the real details on how to lease a car!


Yes it is technically possible to lease a used vehicle, in concept. But, the short answer is no. Most automotive leasing companies and banks do not offer leasing on used vehicles. It was once relatively popular, but many of the advantages of vehicle leasing disappear when you lease a used vehicle and you could often lease a new vehicle for the same or lower payment than the same used vehicle. The main reason for this is very low incentivized interest on new vehicles versus standard rates on used vehicles.

This question can only be answered based on your personal automotive needs. Generally if you keep your vehicle for less than 6 years, you’d often be better off financially by leasing your vehicle. If you could get a new vehicle every 3-years for less cost and far less risk than getting a new vehicle every 5-years, why wouldn’t you? See our Leasing vs. Buying page for more info.

Many automobile lessees don’t understand their options on how to be done with their leased vehicle at the end of the term, or during the lease period . Read more for the most common ways to end your lease:

Just like different vehicles have different prices, they have differing lease rates, too. Sometimes you can lease a $45,000 for a lower monthly payment than a $25,000 vehicle. There are really three factors that determine one lease payment from another: depreciation, interest, and capitalized cost reduction (discounts, rebates, money down, trade equity).

Yes. Just like on a purchase, the dealer may have some flexibility when it comes to the discounted price. Most advertised leases already include a substantial dealer discount and applicable incentives to catch your eye. Dealers with a one-price or haggle-free environment will already include their discounts into the lease calculations.

“Bad Credit” is a difficult term to define. But, leasing companies generally have options for people with differing credit histories. Just like on a loan, those with credit concerns are deemed a higher risk approval and will see higher interest costs and some individuals will have their application declined.

A lease payment is largely based on the projected depreciation of the vehicle, less any down payment plus interest. If you’re looking to calculate your payment manually, we have the break down for you:

ABSOLUTELY!!! You can trade it in at any time through your lease term and even at the very end. Although ideally your payoff on the lease is exactly the same as the market value of the vehicle at the end of the term, this is not always the case.

Sometimes referred to as the “term”, most leases are between two and four years long. Dealerships often list the terms in months: 24, 36, 39, 42, 48. Simply divide by 12 to figure how many years the lease is for. 42 / 12 = 3.5 years

What is the Mazda Lease Maintenance Plan?

A big benefit of a Mazda car lease is the warranty coverage. Since the vehicles are still under the manufacturer’s warranty, Mazda lease program drivers are covered under the Mazda lease maintenance plan. This includes routine maintenance and more serious repairs if anything should happen. Need an oil change or tire rotation on your Mazda car lease? Schedule a service appointment with our service center in Fond du Lac.

Opt for a Mazda Car Lease with Holiday Mazda

Have questions about Mazda leasing? Don’t hesitate to contact us at Holiday Mazda! Our finance team will help you find the Mazda lease program that suits you best.


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